Welcome to https://umpcltd.com These Terms and Conditions ("Terms") govern your use of our Website and the financial services we offer, including Aadhaar payment, UPI payment, Recurring Deposits (RD), Fixed Deposits (FD), and Monthly Income Scheme (MIS) ("Services"). By accessing or using our Website and Services, you agree to these Terms. If you do not agree, please do not use our Website.
1. Acceptance of Terms
By using our Website and Services, you agree to comply with these Terms and all applicable laws and regulations. If you do not agree with these Terms, please discontinue use of our Website and Services.
2. Services Provided
Aadhaar Payment: Allows you to make payments using your Aadhaar number linked to your bank account.
UPI Payment: Facilitates instant money transfer between bank accounts using the Unified Payments Interface (UPI).
Recurring Deposits (RD): A savings plan that allows you to deposit a fixed amount regularly to earn interest.
Fixed Deposits (FD): A savings account that offers a higher interest rate for a fixed period.
Monthly Income Scheme (MIS): An investment scheme providing a regular monthly income from a lump sum investment.
3. Account Registration
Eligibility: You must be at least 18 years old to use our Services.
Registration: To access certain Services, you may need to create an account and provide accurate, current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Use of Services
Lawful Use: You agree to use our Services only for lawful purposes and in accordance with these Terms.
Prohibited Activities: You agree not to use our Services for any fraudulent, illegal, or unauthorized activities. This includes, but is not limited to, accessing or using another person's account without authorization.
5. Fees and Charges
You agree to pay all fees and charges associated with the Services. Any applicable fees will be disclosed to you prior to or during the transaction process. The Company reserves the right to modify fees and charges at any time, and changes will be effective upon posting on our Website.
6. Privacy Policy
Your use of our Services is governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. Please review our Privacy Policy for details.
7. Transactions and Payments
Accuracy: You agree to provide accurate and complete information for all transactions and payments.
Responsibility: You are responsible for ensuring that all transactions and payments are conducted in compliance with applicable laws and regulations.
8. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or in connection with your use of our Services or Website.
9. Indemnification
You agree to indemnify and hold harmless the Company, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or related to your use of our Services.
10. Termination
By You: You may terminate your use of our Services at any time by ceasing to use the Website and Services.
By Us: We reserve the right to suspend or terminate your access to our Services at any time, with or without cause, if we believe you have violated these Terms or for other reasons.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising under or in connection with these Terms shall be resolved in the courts of [Your Jurisdiction].
12. Changes to Terms
We may update these Terms from time to time. Any changes will be effective immediately upon posting on our Website. Your continued use of our Services after the posting of revised Terms constitutes your acceptance of the changes.
13. Contact Information
If you have any questions or concerns about these Terms or our Services, please contact us at [Your Contact Information].